Buying a Home? Refinancing your Home? Need a Home Equity Line of Credit?   McCormick & Co. Homes and Loans is a small company with highly experienced loan specialists who are dedicated and motivated to provide you with the highest level of integrity and personal service.   We will find the best loan program to suit your needs that is right for you now and in the future.   Our diverse loan product line includes: 15 & 30 Year Fixed Rate Mortgages 5/1 Adjustable Rate Mortgage (ARM) 30/10 Year Interest Only Fixed Rate Reverse Mortgages Home Construction Loans To help you get started with your loan application process, simply fill out the form below. Our loan specialist will then be in touch with you to advise and guide you through the process of securing the best loan. * - indicates required field! Contact Information *Name : *E-mail : *Phone : ( )     Objectives for the loan *Loan Type : Purchase Rate Reduction Financing Cash-out Refinance *Target amount of loan( $ ): Collateral/Property Information: *Property Type: Single Family Condo PUD 2-4 Units *Property Address : *City : *Zip Code: *Occupancy: Owner Occupied 2nd Home Investment Est. Property Value( $ ): Credit and Ability to Pay: Your Credit Score: Excellent 720+ Good 680-719 Fair 620-679 Below 620 Don't Know Can you document income?      Yes  No Salaried or Self-Employed Salaried Self Employed Monthly Income( $ ): Existing Loan Information: *1st MTG Balance( $ ): 1st MTG Rate(%): 2nd MTG Balance( $ ): 2nd MTG Rate(%): Spam Checker: The sum of is ? :

LOOKING TO BUY A HOME?  This may be the best time to buy. But tougher rules make it more difficult. Here is how to better prepare yourself. FACING FORECLOSURE? Let us help you re-negotiate your existing loan for better terms. RE-NEGOTIATE TO MODIFY YOUR EXISTING LOAN Marty McCormick helps another borrower re-negotiate loan to save home. OUTRAGEOUS BROKER FEES Marty McCormick helps borrower fight outrageous broker fees. (Article from Press Democrat) BEWARE OF "UP FRONT LOAN FEES" REFINANCING When is refinancing your mortgage right for you? "QUICK RATE QUOTES" Are they any good? UPSIDE DOWN MORTGAGE Don't be. MORTGAGE MARKET GUIDE Updated WEEKLY!