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Marty McCormick is a former savings and loan officer, long time Sonoma County mortgage broker, and a well respected member of the community.



 


  
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  Credit Repair
   

If you are thinking about buying a new home or refinancing an existing one, it's important to know that getting the possible lowest rate may depend on your credit score.

The mortgage industry is driven by the FICO score and uses three credit reporting agencies to determine your score, namely; Experian, Equifax, and TransUnion. FICO scores are based on different items in your credit report such as:

  • number of accounts
  • time since accounts have been opened
  • balances compared to credit limits
  • inquiries
  • and types of accounts; mortgage, installment, revolving, collections, and public records

There is no exact science on how these numbers are calculated.  But with plenty of experience working closely with Credit Reporting companies, we have become skilled at repairing credit. 

We have the tools you’ll need to get your credit back on the right track towards a higher FICO score. Simply fill up the form below and we will e-mail you the tools we have developed to help you increase your credit score.


Daniel's Form

* - indicates required field!

Contact Information

*Name :

*E-mail :

*Phone : ( )    


Objectives for the loan

*Loan Type :

*Target amount of loan( $ ):


Collateral/Property Information:

*Property Type:

*Property Address :

*City :

*Zip Code:

*Occupancy:

Est. Property Value( $ ):


Credit and Ability to Pay:

Your Credit Score:


Can you document income?      Yes  No

Salaried or Self-Employed

Monthly Income( $ ):


Existing Loan Information:

*1st MTG Balance( $ ):

1st MTG Rate(%):

2nd MTG Balance( $ ):

2nd MTG Rate(%):


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